Wednesday, December 22, 2010

Information of health of false medical health identifies the network, the person that get online looks surely


Ali G - Medical Ethics

Chinese netizen has broken through two before total person number 100 million, the network pervades the square respect aspect that lives to ordinary people, bring to everybody while information is convenience, also give mixed cheater with an opportunity given by. Concealment as a result of the identity of the cheater on the network, liquidity is strong, often " hit one gun to trade a place " , because this network superintends special difficulty. All sorts of false, exaggerated medical advertisement that are full of on the network, some can come out soon, and some concealments more. Actually, most website did not carry medical advertising license, most medical advertisement belongs to illegal advertisement. Cheater people very clear this, used the means that lets old domestic credit, paralytic inattentivegeneral idea more easily then. Gu Ge (Google) with Baidu (Baidu) it is to use the most extensive search tool at present, and the search that more and more Chinese review idiomatic Baidu has Chinese news. In casing of Baidu webpage search, input " diabetic " 3 words, can appear many relevant webpage, have remedial news, also have the introduction of relevant expert. The reporter notices, 10 information that the first page appears, every are indicated finally " promotion " two small character, and the information that the page of in the future appears, what write in same position is " Baidu snapshot " . The reporter was reading him Baidu to be opposite in detail " promotion " after made introduction and explanation, discovered a few term that need an attention: "Choose product keyword " , "Contest price is ranked " , "Hand in promotion to expend " . This that is to say, every " popularize " from the back under cover activity of a business. Say simply, "Popularize " information is the ad that businessman beautiful money makes. Such looking, the content that we give to the search with respect to need how long a heart. Network and the medical advertisement that make the same score face media have the place of a lot of likeness, but because carrier is different, need to notice the following especially: 1. The need in information is vigilant these wordsContain " hospital of army of liberation army Xx " , " academy " , "Major breakthrough " , " cure thoroughly " , " never have a relapse " , " it is painful to leave " wait for a vocabulary, this is cheater people the vocabulary that likes to use the gild on the face most. What treat hard the more additionally is ill, the advertisement of false, exaggerated conduct propaganda is more, for instance liver of diabetic, hypertensive, second, infecund not all sorts of Yo, dermatosis, it is " heavy disaster area " . These words, often also become businessmen to weigh gold to buy " product keyword " . 2. Whether does the search go relevant webpage to jump over much product true and authentic? Everybody is in other media sees on newspaper, broadcast, TV for instance very the product that makes a person enchanted, often can choose online search, read the opinion to this product how. People often has an illusion, feel right the webpage of a certain product introduction is more, this product is realer authentic. Shrewd businessmen also noticed this, buy besides the choice " promotion " service, make oneself product introduction appears in special the position before leaning, still can be in through all sorts of methods as far as possible much website is made as far as possible much pertinent information webpage. Everybody can think this is one uses a lot of products probably, curative effect is exact. Actually, these still are the advertisement with all sorts of clever camouflage that the businessman hits nevertheless. 3. Is the expert that consults on the net really " expert " ? The network is common people close quarters contacts the most outstanding expert a channel, carry a network, we can have an opportunity to listen attentively to the major of the authoritative expert of bring into contact with explains and comment on hard at ordinary times, this is a favour originally. But, a lot of do not have the person of professional quality now, begin " be there just to make up the number " come in expert team, accordingly, everybody must note the expert‘s setting. Whether is visitting the hospital that he works the hospital that the country approves normally, whether does he himself have the title of the clinician that the country approbates, whether to have hold job seniority, he is in the individual news that whether there is him on the website of the hospital, the disease that he is engaged in seeks advice this expert is good at or the research domain of main attack. Medical research is divided roughly for two parts, clinical research and basic research, the expert of basic research is good at some problems, clinical expert is good at some problems. Network medical seeks advice to be able to give everybody a kind of way only, see a doctor truly to still must be solved to the hospital with medical, the doctor that bears the blame truly can help everybody solve quandary on the net, but won‘t see a doctor directly on the net medical. Everybody is being done when seeking advice on the net, want to understand the information that the expert passes integratedly, referenced advisory result goes to correct hospital seeing a doctor. 4. There also is a lot of in forum and rich guest " hold in the palm "Forum and rich guest are relatively free place, superintend weaker, everybody can release information freely, and the reader‘s vigilance is spent relatively inferior. Use the first person especially " I " the means that tells about personal experience, often obtain everybody‘s credit quickly, and still need not accept examine and verify. A little clever businessman can employ to keep a hand technically (namely " hold in the palm " ) , pretend oneself are a patient, tell about oneself feeling, if use XX,product hind has the effect with magical what to wait. This kind of circumstance has a feature commonly, can mention a certain product explicitly in tell about namely name, such-and-such the name of civilian battalion hospital. Without giving thought to " party " tell about have how to be sentiment is sensible, it is an advertisement actually. 5. The network also has good one sideThe network can provide the richest, quick information to us, carry a network, we can ask authoritative orgnaization to judge the true bogus that publicizes medicaments quickly. China‘s most authoritative national provision medicals and chemical reagents supervises management board to have a website (network address: Http://www.sda.gov.cn/ ) , the home page in this website can see the tool column that consults quickly. Each drug that has number of formal approval article and health care are tasted, can be gone to by inquiry here material information. Needing those who carry is, have some of preparation inside the courtyard that him hospital produces, in clinical the part is used, do not check here. But this kind of circumstance does not see more, and this kind of medicals and chemical reagents is put in some kind of limitation generally speaking, clinical curative effect is finite, quality is not excellent, use rise to also want caution. Inquire in the data of the website the market below the page supervises one column, you also can search medicals and chemical reagents to manage enterprise, GSP attestation, medical apparatus and instruments to manage medicals and chemical reagents of service of news of enterprise, Internet, Internet to trade, health care of cancel of advertisement of advertisement of medicals and chemical reagents, medical apparatus and instruments, health food advertisement, whole nation tastes medicals and chemical reagents of cancel of advertisement, whole nation advertisement and can release prescription drug advertising medical medical. These authenticity that can help you decide medical product and professional. Large now normal hospital has his website commonly, everybody also can give network address through network search, in the expert that whether is put in conduct propaganda inquires above the hospital, if have, can see expert major introduction and expert picture carefully, looking is same individual, specific what be good at waiting. Can do a basic assessment so. Won‘t authoritative medium make mistake? The paper that the world publishs on top class and scientific journal also may be to build imitation come out, again authoritative newspapers and periodicals is likely also by cheater people deceit, to general journal, appear more easily all sorts of mistakes. Generally speaking, wrong cent is planted, one kind is " do it of purpose " , media took the businessman‘s money, begin to open an eye to a lot of things, close a key point, to doubtful issue also silent does not make a sound, even deliberately misrepresent. This kind of condition is very sad. Media has reduced the accomplice of cheater for money. Another kind is " do it innocently " , media because itself aptitude is insufficient, did not realize exaggerated fraudulent even action of the businessman, gave cheater help inadvertently. But for the person that offset of two kinds of circumstances expends above, the result is same. This moment needs to have a pair more a mind which perceives both past and future, there is a measure in the heart. Need remembers two things well here: Strange thing often does not represent universal truth; Time and practice just are to examine a magic weapon of new health and new pharmaceuticals. (reporter / Tang Yuanyuan)Small stick person: 1. How to spot ad of illegal medicals and chemical reagents, medical apparatus and instruments, health food? The ad that whether there is classics food medicals and chemical reagents to supervise management department nucleus to send in should examining advertisement above all approves article order. Advertisement of lawful medicals and chemical reagents, medical apparatus and instruments, health food should send markers to give advertisement to examine approval article number in print. The following content should not contain in the advertisement via examining approval: The language that changes absolutely is contained in advertisement, be like: Effect a radical cure, eradicative, do not rebound, medical is divided to disease, the diction such as the national level, most advanced science, highest technology. Contain in advertisement " invalid refund " , " insurance company is safe " , " avirulent side-effect " , " take 1 to disease of a few period of health devoid " wait for acceptance. The effect that benefit contains to be a product with orgnaization of unit of medical scientific research, learning, medical establishment or doctor in advertisement makes proof and affirmation, perhaps claim this product be waited to recommend the content such as the exclusive or optimal product that is health care of remedial disease, rehabilitation by some learning orgnaization, government sector, medical establishment or doctor. Contain in advertisement cure rate, businesslike and the content such as bear the palm. There is the letter of patient incoming letter, acknowledgment effect that is a product to make a proof in advertisement, after claiming to use this product, disease is reduced or the content such as heal. In health food advertisement, claim to be able to treat some kind of disease, can treat the content such as diabetic, tumour for example. 2. How to identify medicals and chemical reagents, appliance and health care to taste advertisement to approve article date and period of efficacy? Advertisement of medicals and chemical reagents, medical apparatus and instruments, health food approves article order form to be: Advertisement examines the abbreviation of the province of mechanism seat, municipality, municipality directly under the Central Government, add advertisement category and 10 digit word. Before 6 delegates of 10 digit word examine a particular year of approval and month, 4 delegates examine the advertisement serial number of approval after, be like: Beijing medical wide careful (civil) the 2005010001st, wide careful of Beijing cure instrument (civil) the 2005010001st date, Beijing is fed be good at wide careful (civil) the 2005060180th etc. Additional, the period of efficacy of date of article of approval of advertisement of medicals and chemical reagents, medical apparatus and instruments, health food is a year, can give advertisement to release from the judgement in approving article order whether be inside period of efficacy. 3. Discover illegal medicals and chemical reagents, medical apparatus and instruments, health care tastes advertisement, how to complain? Prefectural class above is industrial and commercial administration department is office of advertising supervisory government, release advertisement of medicals and chemical reagents, medical apparatus and instruments, health food to breaking the law, according to " advertisement law " undertake investigating. After consumer discovers advertisement of illegal medicals and chemical reagents, medical apparatus and instruments, health food, should be versed in to local county above administration department informs against business in time complain.

Textual address: Http://y.china.com.cn/faxianView/691

Conch net -- log of medical health - eat 6 kinds of vegetable raw but extremely fast thin body


Would ObamaCare Kill Medical Innovation?

Conch net -- log of medical health - eat 6 kinds of vegetable raw but extremely fast thin body
[Textual address]

"Vegetable can be eaten raw eat raw as far as possible, so OK the nutrient composition in dish of reservation of the oldest rate. " " food of cold and dressed with sause has been jumped over more naturally, can not of scald as far as possible not scald. " the vitamin is water-solubility material, one scald causes vegetable easily the loss of the vitamin. Expert clew, it is OK that 6 kinds of vegetables are eaten raw under thin body!
1. CucumberCucumber contains vitamin C, vitamin B a group of things with common features and a lot of minim are mineral, the nutrient part that it contains is substantial, eat mouthfeel raw ringing tastily. Set out from dietetics angle, cucumber skin place contains nutriment to abound, ought to withhold eat raw. But the harm of precautionary pesticide remain to human body, cucumber should 15-20 of the bubble in preexistence brine minute again abluent unripe feed. When cucumber of the bleb that use salt do not clutch head goes, what should maintain cucumber is complete, lest nutriment is in the process of bubble from tangent plane prediction of a person‘s luck in a given year. Additional, dish of cold and dressed with sause should be done now eat now, after be not being done good place for long, also can make vitamin loss so. 2. TomatoA of the vitamin in tomato is richer, the rehabilitate after vitamin A is basked in to eyesight protection and skin has profit. It is better that tomato of cold and dressed with sause does not scatter candy, otherwise sweet taste may affect appetite. Fat person, diabetic person, hypertensive patient is unfavorable eat to be called " hill of Xue Man blaze " tomato of the cold and dressed with sause that add candy.   3. Sweetbell redpepper or pointed any of several hot spice plantsChili is the food with the richest content of C of the vitamin in all vegetable. Vitamin C can enhance power of human body immunity, the help resists all sorts of diseases. People heats up summer easily catch a cold, and often go out, osculatory outside ambient is much, the opportunity that contracts virus also grow in quantity, so need enhances oneself immunity power.   4. celery4. Celery contains a lot ofcrude fibre, Potassium, vitamin B2, vitamin (also call Nick acid) wait for composition. Summertime weather is torrid, people easy get angry, create have a bowel movement dry. In the meantime, the people when the weather is hot dehydrates much, cause sodium Potassium unbalance easily. Celery can help people embellish bowel aperient, adjust sodium Potassium balance. The vitamin is the skin to the person, neurological as influential as appetite, if human body lacks vitamin B2, cause exhaustion easily lack of power with oral cavity ulcer. The nutriment that celery leaf place contains is more than the bine, abandon regrettablly, cold and dressed with sause eat Ke Chao.   5. Chinese cabbage5. Prandial fiber and vitamin A content are high in Chinese cabbage, the summer of sunshine dazzling eats fresh Chinese cabbage more, to shielding an eye, raise colour beneficial. Nevertheless, do not eat store the Chinese cabbage with overmuch loss of too long, nutriment. Additional, digestibility ulcer person also should not be unripe feed Chinese cabbage, lest the cut loiter of crude fibre spurs gastric bowel talk,achieve a face.  
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  6. AubergineAubergine place contains selenium otherer vegetable wants tall. Will fresh and tender round aubergine husks cut silk, add right amount salt and balm cold and dressed with sause. Selenium is had fight oxidation, can maintain the normal function of human body cell, enhance immune power, have to human body prevent disease, fight anile action, pass the metabolization inside body, still can produce the effect that fight cancer.    Food reducing weight 4 big principles:
Principle one: Eat less as far as possible additional the food; that adds candy centPrinciple 2: Avoid to eat candy; between two eatPrinciple 3: As far as possible the two options in the group are low once upon a time fat or a variety of defatted food serve as fastfood;Principle 4: Eat snacks to want to remember brushing one‘s teeth every time. Can see in the cookbook reducing weight that divides from candy, this kind of cookbook did not cause how old hungry feeling actually. I can hope only: You like to have a fish. Fish is the top grade in food reducing weight, it is the empress in thin body eat. No matter you go, is what kind of thin body course, should have a fish only you can be on this road straightway. You all can have fat fish, although such fish contains more quantity of heat, but inside those who contain is adipose it is at least beneficial adipose. I also can enjoy a leaner fish and meat constantly or fim part.
   [Url=http://space.tv.cctv.com/act/article.jsp? ArticleId=ARTI1248312748157415&nowpage=13]The 3rd day
Breakfast: Fruit assorted cold dishes is 1 dish, bright fruit juice 1 cupLunch: Lettuce salad 1 dish, clear water 1 cupDinner: Hodgepodge soupRegulations reducing weight:
Vegetable and unripe fruit can eat only inside 3 days. Can undertake 1 times only inside a month. The fruit discharges poisonous eat reducing weight 3 days to decrease 5 jinsThe 1st day
Breakfast: Unripe fruit 1, fresh fruit juice 1 cupLunch: Unripe fruit salad 1 dish, water 1 cupDinner: Unripe fruit salad is 1 dish, bright fruit juice 1 cup  The 2nd day
Breakfast: Fruit assorted cold dishes 1 dish, clear water 1 cupLunch: Lettuce salad 1 dish, clear water 1 cupDinner: White bright green vegetables is optional, raw if really 2

2006-2008 year amount of financing of industry of medical health amounts to 7.2 billion yuan


Medical Tourism @ Bumrungrad International


Achieve according to home cast research organization EZCapital (Heng Feng capital) released research report shows, 2006-2008 year industry of health of Chinese medical health produces financing case 88 cases in all, already announced involve amount to be as high as 7.214 billion yuan of RMBs, year all increase rate is achieved 45% . Advisory medical industry is cast to study the ministry points out in, because large quantities of seas put in a talent ‘s charge to go back to the motherland and industry of the bag outside international medical research and development is transferred to the Asia, and Chinese cure changes be about to large-scale start wait for an element, wind casts the industry of medical health medical that expresses to value prospective China in succession, and in view of treat a disease and maintaining health is rigid demand this one characteristic, the venture capital in financial crisis is right also the favour outside exceed what is proper of performance of trade of medical health medical.

The report shows, 2006-2008 year industry of health of Chinese medical health produces financing case 88 cases in all, already announced involve amount 7.214 billion yuan of RMBs. On record exemple involves amount to go up, financing amount is highest 2006, achieve 3.287 billion yuan of RMBs. The financing amount of industry of medical health dropped 2007 50.35% , achieve 1.632 billion yuan of RMBs. Industry of medical health fell in the close attention of venture capital investment 2008, financing amount grows 40.62% , achieve 2.295 billion yuan of RMBs.

2006-2008 year in incident of financing of industry of fractionize of health of Chinese medical health, medical makes the financing case amount of the domain take the in part of gross, its financing amount is maximum also, achieve 4.862 billion yuan of RMBs, 67.4% what hold financing total. In medical production industry, use biology technology development and the proportion year after year that produce drug to increase. What financing forehead resides the 2nd is health management field, what this domain gets investing is main include orgnaization of health care of healthy check-up, chronic illness to wait; Domain of medical apparatus and instruments also ranks the 3rd with the investment amount of 732 million yuan of RMBs, the proprietor of an enterprise that acquires investment should come from system of the production at equipment of large, accurate medical health, medical health compose is built and the manufacturer of material of medical health bad news.

The report still shows, 2006-2008 year in incident of financing of industry of fractionize of health of Chinese medical health, the average case amount of medical production domain 168 million yuan of RMBs are interlinked drugstore domain is average 323 million yuan of RMBs throw case amount at the back far, former the half that is latter only. Although,the financing case amount that interlinks drugstore domain is in nearly 3 years can be counted on one‘s fingers, but involve amount with 100 million yuan plan, be in it is thus clear that population the Chinese market with huge demand of numerous, medical health, medical shed the importance of current job to had gotten investment be approbated just.

2006-2008 year business of industry of fractionize of health of Chinese medical health appears on the market in incident, 90% of medical production domain, it is medical apparatus and instruments and chain drugstore industry next. But appear on the market from the enterprise in light of average raise amount, collect capital is most is chain drugstore domain, achieve 2.438 billion yuan of RMBs, just be production domain of medical apparatus and instruments and medical next.

As the growth of dweller fortune, its promote increasingly to healthy demand, brought the increment demand with constant in a steady stream to medical industry, consequently medical industry is had by the coronal " forever sunny industry " title. Xu Lingni of analyst of advisory medical industry is cast to point out in, new medical service changes and the biology industry that future will publish adjusts stimulative policy to will give whole of medical biology profession to bring demand big spread to allow.




Reprint make clear please [beautiful enlighten medical health net]

Talk about medical health to be sure


Second year medical school

 

Medical health is sure is the body with insurant is an object, when sufferring an accident to harm loss of charge of with disease harrass generation medical health, income, offer economy to compensate or give pay insurance gold. Also be called healthy insurance, medical health is safe, or the disease is safe.

Insurance of medical health gives by what differ pay phyletic cent to attach most importance to big disease insurance of charge of safe, medical health and income compensation are safe.

Major disease insurance is to be after the major disease that insurant had an agreement, according to the agreement one-time be sure to what pay insurance gold. Generally speaking, the disease of accept insurance of place of major disease insurance is some of opposite life the harm is great, the disease with low cure rate, for instance apoplectic, leukaemia. Those who need an attention is, disease of a few transmissibility is not inside insurance limits. And, major disease is sure to have a paragraph of observation period, what plant because of insurance company and danger is different, the time length of observation period is endless also and identical, have 60 commonly day, 90 days, 120 days wait for a few kinds. Certain and specific disease still can state observation period deadline alone. Inside observation period during, although fish is safe the disease in responsibility, insurance company also does not bear insurance responsibility.

Medical health charge is sure to door emergency call and charge of medical health of be in hospital are sure two kinds. Accident of former and general be confined to harms door emergency call, the door emergency call that causes because of the disease is safe, current a consist in is certain in round danger. Insurance of charge of medical health of be in hospital is divided be sure for charge of medical health of medical health of accident be in hospital and integrated be in hospital, to the operation that produces in be in hospital the medical health expenditure such as cost, expenses for medical gives in proportion pay. Charge of comprehensive medical health is safe, no matter because,be accident or disease hospitalization, will give by the contract pay insurance gold, so cost rate compares medical health of accident be in hospital to want tall. There is a month normally after become effective of this kind of insurance avoid duty period, but be like except of because of accident harm be in hospital. A little chronic illness is like amygdala, colic avoid duty period will special provision, 120 days some is. What need reminds is, if the client repeats cast defend insurance of medical health charge, each insurance company will follow compensation principle when manage compensate, give in proportion pay, accumulate insurance gold amount not prep above is actual charge.

Income compensation insurance basically is to be the income loss that insurant causes because of medical health of be in hospital to make fair compensation, with allowance of be in hospital insurance is a delegate. The forehead of allowance of daily be in hospital that insurance company agrees according to insurance contract is spent, by give everyday with number of day of actual be in hospital pay insurance gold. At present on the market, allowance of be in hospital is highest and annual common disease is OK 365 days, major disease does not exceed 180 days.

Medical health of our country society is sure to provide basic medical health safeguard only, medical health is sure to will become the important complement that medical health ensures, settle the charge that primary medical health ensures tower above. Medical health is sure to be more use up model plant nearly, should press need to cast protect.

Be sure about medical health

The article cites from: Http:// ะน

Letter sincere " Bao Kang " little medical health is sure to plan


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Letter sincere " Bao Kang " little medical health is sure to plan

Product characteristic


A plan, comprehensive safeguard



This plan is offerred little the multiple safeguard interest such as compensation of charge of medical health of allowance of accident harm, accident medical health, be in hospital, operation allowance, be in hospital, contented adolescent this low safeguard is specific the demand of the crowd.



Weigh disease safeguard, puissant support



Ad hoc 23 kinds little major disease safeguard, support you and child to spend difficulty in all.



Insurance cost exempt, considerate and close



Be like you (policy-holder) because harm an accident to bring about die or deformity accidentally, we make exempt the insurance premium of portion guarantee slip.


Safeguard plans detailed content


Cast keep the age: 30 days - 17 one full year of life


Safeguard period / capture expends period: A year period, do not make sure add is protected, the longest but add is protected to insurant the day of guarantee slip anniversary of correspondence of 22 one full year of life.


Case appears


Mr Li, him side is firm full the son Xiaoming of 5 one full year of life (did not attend social medical health to be sure) bought a letter sincere " Bao Kang " little medical health is sure to plan.



(1) after 3 months, xiaoming falls not carefully ham falls, expenditure outpatient service examines cost 350 yuan.



(2) after 6 months, xiaoming catchs a cold, cough a week, the doctor is diagnosed for bronchopneumonia, be in hospital 5 days, among them this second disease produces before be in hospital 7 days of internal cause outpatient service expenses totals 150 yuan, expenses of medical health of be in hospital totals 1, 800 yuan (each charge is dividing a) inside limits.



(3) after 11 months, xiaoming arm is inadvertent by cut, undertake clear starting suture operation in outpatient service, hair greener art (operation grade is 1 class) with altogether of outpatient service charge 400 yuan.



The cost that above place produces all is actual expenses, reasonable and charge of essential primary medical health.


Xiaoming will obtain the following compensate to pay:



(4) Mr Li defended this insurance plan in add of year of the 2nd guarantee slip. The 1st month after add is protected, mr Li brings about deformity because of accident traffic accident (accord with the clausal definition about deformity) . After we receive the written application about exempt insurance premium, will begin exempt plum gentleman to answer from next first phase the insurance premium that capture pays.



(5) in year of the 5th guarantee slip, because Xiaoming suffers from serious gastroenteritis (accord with the clausal definition about serious gastroenteritis) be admitted to hospital cure, the Xiaoming after 30 days resumed the operation gradually healthy. Right now, xiaoming will obtain allowance of compensation of charge of medical health of be in hospital, be in hospital and operation allowance not only, what still will obtain insurance contract to agree is little gold of major disease insurance.

Tuesday, December 21, 2010

The vocabulary that the one part that discovers recently and medical health concern


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Who can help me again a few more compensatory? ? ? Urgent

Letter sincere " Bao Kang " little medical health is sure to plan


Malpractice Medical Coronary Artery Bypass Graft (CABG) Surgery 3

Product characteristic

A plan, comprehensive safeguard

This plan is offerred little the multiple safeguard interest such as compensation of charge of medical health of allowance of accident harm, accident medical health, be in hospital, operation allowance, be in hospital, contented adolescent this low safeguard is specific the demand of the crowd.

Weigh disease safeguard, puissant support

Ad hoc 23 kinds little major disease safeguard, support you and child to spend difficulty in all.

Insurance cost exempt, considerate and close

Be like you (policy-holder) because harm an accident to bring about die or deformity accidentally, we make exempt the insurance premium of portion guarantee slip.


Safeguard plans detailed content

Cast keep the age: 30 days - 17 one full year of life

Safeguard period / capture expends period: A year period, do not make sure add is protected, the longest but add is protected to insurant the day of guarantee slip anniversary of correspondence of 22 one full year of life.


Guarantee a benefit:

Responsibility absolves: Detailed content sees provision of relevant insurance contract.

Case appears

Mr Li, him side is firm full the son Xiaoming of 5 one full year of life (did not attend social medical health to be sure) bought a letter sincere " Bao Kang " little medical health is sure to plan.


(1) after 3 months, xiaoming falls not carefully ham falls, expenditure outpatient service examines cost 350 yuan.


(2) after 6 months, xiaoming catchs a cold, cough a week, the doctor is diagnosed for bronchopneumonia, be in hospital 5 days, among them this second disease produces before be in hospital 7 days of internal cause outpatient service expenses totals 150 yuan, expenses of medical health of be in hospital totals 1, 800 yuan (each charge is dividing a) inside limits.


(3) after 11 months, xiaoming arm is inadvertent by cut, undertake clear starting suture operation in outpatient service, hair greener art (operation grade is 1 class) with altogether of outpatient service charge 400 yuan.

The cost that above place produces all is actual expenses, reasonable and charge of essential primary medical health.


Xiaoming will obtain the following compensate to pay:


(4) Mr Li defended this insurance plan in add of year of the 2nd guarantee slip. The 1st month after add is protected, mr Li brings about deformity because of accident traffic accident (accord with the clausal definition about deformity) . After we receive the written application about exempt insurance premium, will begin exempt plum gentleman to answer from next first phase the insurance premium that capture pays.


(5) in year of the 5th guarantee slip, because Xiaoming suffers from serious gastroenteritis (accord with the clausal definition about serious gastroenteritis) be admitted to hospital cure, the Xiaoming after 30 days resumed the operation gradually healthy. Right now, xiaoming will obtain allowance of compensation of charge of medical health of be in hospital, be in hospital and operation allowance not only, what still will obtain insurance contract to agree is little gold of major disease insurance.