Wednesday, December 22, 2010

Talk about medical health to be sure


Second year medical school

 

Medical health is sure is the body with insurant is an object, when sufferring an accident to harm loss of charge of with disease harrass generation medical health, income, offer economy to compensate or give pay insurance gold. Also be called healthy insurance, medical health is safe, or the disease is safe.

Insurance of medical health gives by what differ pay phyletic cent to attach most importance to big disease insurance of charge of safe, medical health and income compensation are safe.

Major disease insurance is to be after the major disease that insurant had an agreement, according to the agreement one-time be sure to what pay insurance gold. Generally speaking, the disease of accept insurance of place of major disease insurance is some of opposite life the harm is great, the disease with low cure rate, for instance apoplectic, leukaemia. Those who need an attention is, disease of a few transmissibility is not inside insurance limits. And, major disease is sure to have a paragraph of observation period, what plant because of insurance company and danger is different, the time length of observation period is endless also and identical, have 60 commonly day, 90 days, 120 days wait for a few kinds. Certain and specific disease still can state observation period deadline alone. Inside observation period during, although fish is safe the disease in responsibility, insurance company also does not bear insurance responsibility.

Medical health charge is sure to door emergency call and charge of medical health of be in hospital are sure two kinds. Accident of former and general be confined to harms door emergency call, the door emergency call that causes because of the disease is safe, current a consist in is certain in round danger. Insurance of charge of medical health of be in hospital is divided be sure for charge of medical health of medical health of accident be in hospital and integrated be in hospital, to the operation that produces in be in hospital the medical health expenditure such as cost, expenses for medical gives in proportion pay. Charge of comprehensive medical health is safe, no matter because,be accident or disease hospitalization, will give by the contract pay insurance gold, so cost rate compares medical health of accident be in hospital to want tall. There is a month normally after become effective of this kind of insurance avoid duty period, but be like except of because of accident harm be in hospital. A little chronic illness is like amygdala, colic avoid duty period will special provision, 120 days some is. What need reminds is, if the client repeats cast defend insurance of medical health charge, each insurance company will follow compensation principle when manage compensate, give in proportion pay, accumulate insurance gold amount not prep above is actual charge.

Income compensation insurance basically is to be the income loss that insurant causes because of medical health of be in hospital to make fair compensation, with allowance of be in hospital insurance is a delegate. The forehead of allowance of daily be in hospital that insurance company agrees according to insurance contract is spent, by give everyday with number of day of actual be in hospital pay insurance gold. At present on the market, allowance of be in hospital is highest and annual common disease is OK 365 days, major disease does not exceed 180 days.

Medical health of our country society is sure to provide basic medical health safeguard only, medical health is sure to will become the important complement that medical health ensures, settle the charge that primary medical health ensures tower above. Medical health is sure to be more use up model plant nearly, should press need to cast protect.

Be sure about medical health

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