Risk of medical health

HIV Replication 3D Medical Animation

Add in safety be good at enjoy medical health of expenses of life be in hospital to be sure (A)
Product name adds in safety be good at enjoy medical health of expenses of life be in hospital to be sure (A)





Danger sort fastens medical health
What belong to company China restful life-insurance Inc.
Cast maintain limits 0-64 one full year of life
Capture expends means year capture


Between insurance period 1 year
The insurance liability cent of this additional risk contract is insurance liability primary share and optional part.

You can be cast alone maintain primary share, also can casting optional share increases on the base that maintains primary share, but cannot cast alone maintain optional share. You are being cast two responsibility that maintain this share must be cast at the same time when maintaining optional share, cannot choose only among them.

Inside period of efficacy of this additional risk contract, we assume following insurance responsibility:

Await period

You are cast first protect or be not cast continuously when defending this insurance, insurant is in since the day of become effective of this additional risk contract inside 30 days produce a disease, from this and the be in hospital that bring about (see 7.2) cure, we do not assume the responsibility that pays insurance gold. Time of these 30 days is called await period.

Add is protected or kill (see 7.3) hospitalization is not had await period.

If awaiting period accident of late unripe insurance, we give according to following means pay insurance gold:

Primary share

Hospitalization expenses uses insurance gold:

Insurant kills classics hospital because of disease or accident injury (see 7.4) diagnose must hospitalization, we according to insurant every time be in hospital (see 7.5) in conventional range (the compensate that signs and issue regulation of insurance of medical health of society of seat of insurance policy branch together pays limits) inside of actual expenses reasonable and essential medical health charge (see 7.6) 80 ％ give pay insurance gold, every time be in hospital sees subordinate list to the limitation that pays insurance gold.

Inside year of each guarantee slip, we are opposite only the medical health cost that insurant be in hospital produces inside 180 days assumes insurance responsibility.

Optional part

(1) gold of insurance of expenses of operation of blame organ transplanting

Insurant is killed because of disease or accident injury and be in hospital undertakes is not organic transplanting operation (see 7.15) cure, we according to insurant every time the operation is in conventional range (the compensate that signs and issue regulation of insurance of medical health of society of seat of insurance policy branch together pays limits) inside of actual expenses reasonable and essential operation charge (see 7.16) 80 ％ give pay insurance gold, every time the operation sees subordinate list to the limitation that pays insurance gold.

(2) gold of insurance of expenses of organic transplanting operation

Insurant is killed because of disease or accident injury and be in hospital undertakes the organ transplants (see 7.17) operation cure, we according to insurant every time the operation is in conventional range (the compensate that signs and issue regulation of insurance of medical health of society of seat of insurance policy branch together pays limits) inside of actual expenses reasonable and the 80 ％ of essential operation charge give pay insurance gold, every time the operation sees subordinate list to the limitation that pays insurance gold.

If insurant requires intermittence applying operation because of same reason, and interval of around operation date did not amount to 90 days, criterion identification second operation.

The continuance of responsibility

Reciprocity is waited for period hind happen before maturity of this additional risk contract and continuance reachs this adding the inside 30 days hospitalization after danger contract maturity, we still assume the responsibility that pays insurance gold.

Compensate a principle

Be like insurant already from other way (include insurance device of social medical health, medical health at public expenses, country unit of insurance of cooperative medical health, job, our company inside any commercial insurance device) obtain compensation, we are sure in each the conventional range of gold that gives each cost in paying the basis inside limitation this additional risk contract, give the remaining sum that pays each fee after insurant wins compensation, and the remaining sum that gives each paid fee all does not add originally more than the 80 ％ of each charge inside range of danger contract agreement.


Integrated item every time corresponding project gives be in hospital pay table of limit
(every)
Unit: RMB yuan
The project gives pay limitation
Charge of primary share medical health 3000
(among them outpatient service cost must not exceed 300)
Expenses of operation of transplanting of organ of optional part blame 1500
Expenses of organic transplanting operation 10000

Product characteristic fare is low, can submit an expense account every year for many times!

Add in safety be good at enjoy medical health of expenses of life be in hospital to be sure (B)
Product name adds in safety be good at enjoy medical health of expenses of life be in hospital to be sure (B)





Danger sort fastens medical health
What belong to company China restful life-insurance Inc.
Cast protect range 0 (be born 28 days)- - 55 one full year of life, but add is protected to 64 years old
Capture expends means year capture


Between insurance period 1 year
Insurance liability awaits period
You are cast first protect or be not cast continuously when defending this insurance, insurant is in since the day of become effective of this additional risk contract inside 30 days produce a disease, from this and the be in hospital that bring about (see 7.2) cure, we do not assume the responsibility that pays insurance gold. Time of these 30 days is called await period. Add is protected or kill (see 7.3) hospitalization is not had await period.
If awaiting period accident of late unripe insurance, we give according to following means pay insurance gold:

Primary share
Hospitalization expenses uses insurance gold:
Insurant kills classics hospital because of disease or accident injury (see 7.4) diagnose must hospitalization, to every time be in hospital (see 7.5) in conventional range (the compensate that signs and issue regulation of insurance of medical health of society of seat of insurance policy branch together pays limits) the medical health charge inside (see 7.6) , already was sure by social medical health in insurant or after medical health at public expenses obtains medical health charge to compensate about the regulation, we according to insurant of actual expenses reasonable and the remaining sum of afore-mentioned essential charge gives pay insurance gold, every time be in hospital sees subordinate list to the limitation that pays insurance gold; When producing insurance accident, insurant does not enjoy what social medical health is sure or medical health at public expenses ensures, we according to insurant of actual expenses reasonable and the 65 ％ of afore-mentioned essential charge give pay insurance gold, every time be in hospital sees subordinate list to the limitation that pays insurance gold.
Inside year of each guarantee slip, we are opposite only the medical health cost that insurant be in hospital produces inside 180 days assumes insurance responsibility.

Optional part
(1) gold of insurance of expenses of operation of blame organ transplanting
Insurant is killed because of disease or accident injury and be in hospital undertakes is not organic transplanting operation (see 7.15) cure, already was sure by social medical health in insurant or after medical health at public expenses obtains medical health charge to compensate about the regulation, we according to insurant every time the operation is in conventional range (the compensate that signs and issue regulation of insurance of medical health of society of seat of insurance policy branch together pays limits) inside of actual expenses reasonable and essential operation charge (see 7.16) remaining sum gives pay insurance gold, every time the operation sees subordinate list to the limitation that pays insurance gold; When producing insurance accident, insurant does not enjoy what social medical health is sure or medical health at public expenses ensures, we according to insurant every time the operation is real inside conventional range of defray reasonable and the 65 ％ of essential operation charge give pay insurance gold, every time operation
See subordinate list to the limitation that pays insurance gold.
(2) gold of insurance of expenses of organic transplanting operation
Insurant is killed because of disease or accident injury and be in hospital undertakes the organ transplants (see 7.17) operation cure, already was sure by social medical health in insurant or after medical health at public expenses obtains medical health charge to compensate about the regulation, we according to insurant every time the operation is in conventional range (the compensate that signs and issue regulation of insurance of medical health of society of seat of insurance policy branch together pays limits) inside of actual expenses reasonable and the remaining sum of essential operation charge gives pay insurance gold, every time the operation sees subordinate list to the limitation that pays insurance gold; When producing insurance accident, insurant does not enjoy what social medical health is sure or medical health at public expenses ensures, we according to insurant every time the operation is real inside conventional range of defray reasonable and the 65 ％ of essential operation charge give pay insurance gold, every time the operation sees subordinate list to the limitation that pays insurance gold.

If insurant requires intermittence applying operation because of same reason, and interval of around operation date did not amount to 90 days, criterion identification second operation.

The continuance of responsibility
Reciprocity is waited for period hind happen before maturity of this additional risk contract and continuance reachs this adding the inside 30 days hospitalization after danger contract maturity, we still assume the responsibility that pays insurance gold.

Compensate a principle
Be like insurant already from other way (include a country unit of insurance of cooperative medical health, job, our company inside any commercial insurance device) obtain compensation, we are sure in each the conventional range of gold that gives each cost in paying the basis inside limitation this additional risk contract, give the remaining sum that pays each fee after insurant wins compensation. If insurant does not enjoy insurance of social medical health or safeguard of medical health at public expenses, already from other way (include a country unit of insurance of cooperative medical health, job, our company inside any commercial insurance device) obtain compensatory, we are sure in each the conventional range of gold that gives each cost in paying the basis inside limitation this additional risk contract, give the remaining sum that pays each fee after insurant wins compensation, and the remaining sum that gives each paid fee all does not add originally more than the 65 ％ of each charge inside range of danger contract agreement.

Integrated item

Product characteristic charge has compensation be in hospital to have safeguard
Many more favourable save worry more be economical
Make sure add is protected period safeguard is uninterrupted
Hesitation period design shows loving care for you heart to heart
Human nature changes a design to satisfy your requirement

As a whole, charge is reasonable and fair, submit an expense account the frequency is not restricted

Allowance of medical health of specified number of day of restful and add be in hospital is safe
Produce the name of an article to call allowance of medical health of specified number of day of restful and add be in hospital insurance





Danger sort fastens medical health
What belong to company China restful life-insurance Inc.
Cast protect range 0 one full year of life (point out unripe full 28 days and healthy already the baby that leave hospital) to 50 one full year of life, but add is protected to 64 one full year of life.
Capture expends means year capture


Between insurance period a year period
Profit of insurance liability insurance
(1) gold of insurance of specified number of day of general be in hospital
Insurant is diagnosed because of disease classics hospital must hospitalization, we begin the 4th day of be in hospital to be counted by day of be in hospital every time from insurant pay " gold of insurance of specified number of day of general be in hospital " , namely: Every time gold of insurance of average day specified number gives disease be in hospital Fu Tian day of actual be in hospital counts several = - 3 days;
Because insurant harms classics hospital to diagnose accidentally must hospitalization, we from insurant every time be in hospital begins the 1st day to be counted by day of be in hospital pay " gold of insurance of specified number of day of general be in hospital " , namely: Harm gold of insurance of specified number of day of general be in hospital to count = to Fu Tian accidentally number of day of actual be in hospital.
Gold of insurance of specified number of day of the be in hospital inside period of efficacy of this additional risk contract gives number paying a day to be able to amount to 180 days at most.
(2) gold of insurance of specified number of day of major disease be in hospital
Insurant classics hospital is diagnosed the first time produce major disease, must hospitalization, we press insurant the day counts actual be in hospital to pay " gold of insurance of specified number of day of major disease be in hospital " ,
Can give at most pay 90 days.
Integrated item must be in have advocate the ability below the circumstance of danger is OK and add. One year effective. As long as advocate paying fee nearly, can add every year this danger.
Product characteristic be in hospital has income, serious illness times doubler get

Make sure add is protected period, safeguard is uninterrupted

Hesitation period is designed, show loving care for you heart to heart

Applicable crowd is wide, collocation is more agile

Restful Kang Rui is lifelong and great the disease is safe
Produce the name of an article to call restful Kang Rui insurance of lifelong and major disease





Danger sort fastens medical health
What belong to company China restful life-insurance Inc.
Cast protect range

Capture expends means


Between insurance period lifelong
Insurance liability is in this advocate inside danger contract period of efficacy, we assume following insurance responsibility:

Await period

From this advocate danger contract become effective (or finally answer effect) sun rises 90 days inside, insurant leaves an one of state because of disease happening: (one) die, (2) " major disease " (see 9.1) , (3) because bring about " major disease " relevant disease sees a doctor; We do not assume insurance responsibility, deduct poundage (see 9.4) regressive return insurance premium, this advocate danger contract termination. Time of these 90 days is called await period; Because insurant is harmed accidentally (see 9.5) produce one of 3 afore-mentioned case, without await period.

If awaiting period accident of late unripe insurance, we give according to following means pay insurance gold:

Gold of major disease insurance

Insurant classics hospital (see 9.6) diagnose the first time happen " major disease " , we give according to insurance amount pay " gold of major disease insurance " .

If insurant is in year full before 3 one full year of life the first time happen " major disease " , afore-mentioned " gold of major disease insurance " the scale that will multiply the following correspondence that express place gives pay:

Insurant the first time happen " major disease " the age gives pay proportion

0 to 1 one full year of life 25%

1 to 2 one full year of life (contain 1 one full year of life) 50%

2 to 3 one full year of life (contain 2 one full year of life) 75%

Deduct the remaining sum after already giving paid major disease insurance gold to be zero hour when insurance amount, this advocate danger contract termination.

Die insurance gold

Insurant die, we give by insurance amount pay " die insurance gold " , this advocate danger contract termination; If we already gave,pay " gold of major disease insurance " , we deduct the remaining sum after already giving paid insurance gold to give by insurance amount pay " die insurance gold " , this advocate danger contract termination.

Exempt insurance premium

If insurant is in year diagnose via the hospital before 3 one full year of life completely the first time happen " major disease " , from day of this clausal agreement diagnose (see 9.7) case, we are avoided grant collection this advocate of danger contract later each period insurance premium.
Integrated item

Safeguard of product characteristic serious illness is attentive caress your lifetime
Have stem of cardiac muscle of malignant tumor, acute dead, head is apoplectic wait for 30 kinds (the male 28 kinds) major disease safeguard, make you do not have care all one‘s life
Die safeguard makes sure family life is smooth and steady
Insurant is harmed because of the accident or advocate danger contract become effective (or finally answer effect) 90 the Queen of heaven because disease die, deduct the gold of major disease insurance that already got by insurance amount
Accident deformity all shows comprehensive safeguard
Hand in cost period inside, you are OK and add deformity of 34 class accident ensures 7 level, enjoy more complete safeguard
Guarantee slip borrows money in order to answer untimely needs
Provide guarantee slip loan for you, facilitating capital is adjusted

Restful evergreen tree is lifelong the man is great the disease is safe (share out bonus)
Produce the name of an article to call restful evergreen tree lifelong male major disease is safe (share out bonus)





Danger sort fastens medical health
What belong to company China restful life-insurance Inc.
Cast protect range 16 one full year of life come the male of 50 one full year of life
Capture expends means year hand in: 20 years, with capture 30 years expenses comes 60 one full year of life, 70 one full year of life


Between insurance period lifelong
Gold of insurance of a kind of insurance duty either, major disease
Because because of,insurant removes 90 day hind at day of guarantee slip become effective disease, classics hospital is diagnosed the first time produce this clausal place definition " a kind of major disease " , and after the sun from diagnose rises 28 days, still live, our company according to insurance amount 80% to pay " gold of insurance of a kind of major disease " , recoup relevant portion from inside insurance amount remaining sum, "Gold of insurance of a kind of major disease " to pay responsibility to stop. "Gold of insurance of a kind of major disease " give Fu Yiyi second in the limit of.
2, gold of insurance of 2 kinds of major diseases
Because because of,insurant removes 90 day hind at day of guarantee slip become effective disease, classics hospital is diagnosed the first time produce this clausal place definition " 2 kinds of major diseases " , and after the sun from diagnose rises 28 days, still live, our company according to insurance amount 20% to pay " gold of insurance of 2 kinds of major diseases " , recoup relevant portion from inside insurance amount remaining sum, "Gold of insurance of 2 kinds of major diseases " to pay responsibility to stop. Gold of insurance of 2 kinds of major diseases " give Fu Yiyi second in the limit of.
Our company give pay " gold of insurance of a kind of major disease " and " gold of insurance of 2 kinds of major diseases " hind, this insurance liability is stopped.
3, insurance premium exempt
Give when our company pay afore-mentioned " gold of insurance of a kind of major disease " or " gold of insurance of 2 kinds of major diseases " hind, of this contract of our company exempt later each period insurance premium.
4, die insurance gold
Because because of,insurant removes 90 day hind at day of guarantee slip become effective disease die, our company give by insurance amount remaining sum pay " die insurance gold " , insurance liability is stopped.
Insurant removes die of internal cause disease 90 days at day of guarantee slip become effective, or remove diagnose of hospital of classics of internal cause disease 90 days at day of guarantee slip become effective the first time produce this clausal place definition " a kind of major disease " or " 2 kinds of major diseases " , our company return cost of money, this insurance liability is stopped.
Item of integrated item bonus:
One, accumulate haunt: Bonus keep at our company, the bonus that determines every year by our company accumulates interest rate, store with compound interest means haunt, pay at this contract is stopped or giving when policy-holder application.
2, touch pay insurance premium: Bonus should pay insurance premium with what reach next first phase at touching, if touch,still is remaining sum after handing in, after be being used at touching to hand in each period should pay insurance premium.
Touch hand in remaining sum of the bonus below insurance premium means not to grant plan breath.
Touch hand in insurance premium means to be changed automatically after handing in cost to expire to accumulate haunt means.
3, buy clear the insurance that increase the specified number: Of basis insurant at that time the age, clear insurance premium as with bonus, increase insurance amount by identical term and conditions of contract.
If policy-holder is cast,bonus did not choose to get way when protecting, criterion in order to accumulate haunt means is dealt with.
Product characteristic danger plants characteristic: Quantity body is custom-built, spend a body to have something made to order for grown man only, the design shows consideration for safeguard more sufficient, apoplectic to malignant tumor, head, uremia amount to 25 kinds of major diseases to provide safeguard. Reasonable economy, enjoy share out bonus, additional and surprizing. Accord with international convention, insurance cost can be adjusted.

Restful Kang Cheng is lifelong the man is great the disease is safe
Produce the name of an article to call restful Kang Cheng lifelong male major disease is safe





Danger sort fastens medical health
What belong to company China restful life-insurance Inc.
Cast protect range 16 one full year of life come the male of 50 one full year of life
Wholesale of pay cost means is handed in, year hand in


Between insurance period lifelong
Insurance liability (one) gold of insurance of a kind of major disease
Because because of,insurant removes 90 day hind at day of guarantee slip become effective disease, classics hospital is diagnosed the first time the " that produces this clausal place definition " of a kind of major disease, our company according to insurance amount 80% to pay " " of gold of insurance of a kind of major disease. "Of " of gold of insurance of a kind of major disease give Fu Yiyi second in the limit of.
(2) gold of insurance of 2 kinds of major diseases
Because because of,insurant removes 90 day hind at day of guarantee slip become effective disease, classics hospital is diagnosed the first time the " that produces this clausal place definition " of 2 kinds of major diseases, our company according to insurance amount 20% to pay " " of gold of insurance of 2 kinds of major diseases. "Of " of gold of insurance of 2 kinds of major diseases give Fu Yiyi second in the limit of.
Our company give pay " " of gold of insurance of a kind of major disease and " after " of gold of insurance of 2 kinds of major diseases, insurance liability is stopped.
(3) insurance premium exempt
To pay afore-mentioned " " of gold of insurance of a kind of major disease or " after " of gold of insurance of 2 kinds of major diseases, of this contract of our company exempt later each period insurance premium.
(4) die insurance gold
Because because of,insurant removes 90 day hind at day of guarantee slip become effective disease die, our company give by insurance amount pay " die insurance gold " , insurance liability is stopped; Already gave to our company pay a kind or of gold of insurance of 2 kinds of major diseases, our company deduct the remaining sum after already giving paid insurance gold to give by insurance amount pay " die insurance gold " , insurance liability is stopped.
Insurant removes die of internal cause disease 90 days at day of guarantee slip become effective, or remove diagnose of hospital of classics of internal cause disease 90 days at day of guarantee slip become effective the first time the " that produces this clausal place definition " of a kind of major disease or " " of 2 kinds of major diseases, our company are not had breath return what still pay insurance premium, insurance liability is stopped.
Place is being narrated to say " place hands in insurance premium " before is to point to press pay insurance amount is reached at that time cast those who protect the age to decide formerly year pay insurance premium.
Integrated item

Product characteristic 1. Quantity body is custom-built, it is male design only, more close-fitting;
2.25 kinds of major diseases are ensured, what pay close attention to you particularly is healthy;
Major disease classifies 3. to pay, managing your insurance cost defray;
The responsibility after exempt of 4. insurance cost continues effective, reflect human care adequately;
Short term loan of 5. insurance policy, facilitate your capital is adjusted;
6. hands in cost period inside, add 7 class 34 accidents hurt incomplete safeguard, the function is more reasonable.

Restful individual be in hospital sets his mind at to be sure (99 model)
Produce the name of an article to say restful individual be in hospital sets his mind at to be sure (99 model)





Danger sort fastens medical health
What belong to company China restful life-insurance Inc.
Cast protect range 3 one full year of life come 59 one full year of life (add is protected can come 64 one full year of life)
Capture expends means wholesale to hand in


Between insurance period one year
The insurance liability cent that insurance liability is sure originally is primary share and optional part. Primary share includes specified number of day of general be in hospital gold of insurance of insurance gold and specified number of day of cancer be in hospital two responsibility, optional part includes gold of insurance of gold of organic transplanting insurance and operation medical health two responsibility.
Policy-holder must be cast maintain primary share, yi Ke is added send optional share. Policy-holder is being cast when maintaining optional share, must cast at the same time keep two responsibility, cannot choose only among them one is cast protect.
Cast first protect this insurance or blame to be cast continuously when defending this insurance, insurant because of disease hospitalization, await period for 3 months, add is protected or do not have because of hurting those who kill hospitalization accidentally await period.
One, primary share
Gold of insurance of specified number of day of 1. general be in hospital: Insurant is diagnosed because of disease classics hospital must hospitalization, our company begin the 4th day of be in hospital to be counted by day of be in hospital every time from insurant pay specified number of day of be in hospital insurance gold, namely: Every time gold of insurance of specified number of day of disease be in hospital gives = of number paying a day number of day of actual be in hospital - 3 days; Because insurant harms classics hospital to diagnose accidentally must hospitalization, our company from insurant be in hospital daystart gives pay specified number of day of be in hospital insurance gold, namely: Gold of insurance of specified number of day of accident harm be in hospital gives = of number paying a day number of day of actual be in hospital. Specified number of day of general be in hospital is safe inside insurance liability period of efficacy gold gives number paying a day to be able to amount to 365 days at most.
Gold of insurance of specified number of day of 2. cancer be in hospital: Insurant because the first time contract cancer, classics hospital is diagnosed must hospitalization, our company press insurant the day counts actual be in hospital to pay specified number of day of cancer be in hospital insurance gold. Gold of insurance of specified number of day of be in hospital of the cancer inside insurance liability period of efficacy gives number paying a day to be able to amount to 180 days at most.
2, optional part
1. organ transplanting keeps danger gold: Insurant classics hospital is diagnosed clear and operation of applying organ transplanting person, our company press its of actual expenses reasonable and transplanting expends necessary organ to pay an organ transplanting insurance gold. Accumulative total of gold of insurance of transplanting of the organ inside insurance liability period of efficacy gives pay with in the limit of of conventional insurance amount.
Gold of insurance of 2. operation medical health: Insurant classics hospital is diagnosed clear and operation of transplanting of applying blame organ person, our company press its the operation of actual expenses expends 80% to pay operation medical health insurance gold, accumulative total of gold of insurance of medical health of the operation inside insurance liability period of efficacy gives pay with in the limit of of conventional insurance amount.
Transplanting of same operation organ and gold of insurance of operation medical health cannot hold concurrently.
If insurant applies inside guarantee slip year the watch lists choose period operation 3 times, our company all press each responsibility of afore-mentioned regulations 50% to pay (gold of insurance of specified number of day of be in hospital of gold of insurance of specified number of day of general be in hospital, cancer is the daily halve that keep the specified number) . But if insurant is successive,add is protected full 3 years, begin from the 4th year, applying watch lists an operation 3 times, our company all press each responsibility of afore-mentioned regulations 80% to pay.
Integrated item

Product characteristic 1. Safeguard is comprehensive: Include transplanting of specified number of specified number of day of general be in hospital, day of cancer be in hospital, organ and operation medical health 4 safeguard;
2. applicable range is wide, the choice is agile: 3-59 year old all can cast protect, amount to 6 safeguard class to be able to satisfy the medical health requirement of disparate arrangement of ideas;
3. insurance cost is low, safeguard rate is high;
4. counts limitation without day of be in hospital: Gold of insurance of specified number of day of annual and general be in hospital can get 365 days at most;
5. can be bought alone;
6. manage compensate is simple and quick: Norm gives pay a part to must not offer original bill to be able to apply for compensate to pay;
7. is cast maintain procedures handy, do not need check-up to suit an unit to medical health is expended commonly, belong to allowance model

Charge of restful individual be in hospital is safe (99 model)
Produce the name of an article to say restful individual hospitalization expenses uses insurance (99 model)





Danger sort fastens medical health
What belong to company China restful life-insurance Inc.
Cast protect range 3 one full year of life come 59 one full year of life (add is protected can come 64 one full year of life)
Capture expends means wholesale to hand in


Between insurance period one year
Insurance liability is cast first protect this insurance or blame to be cast continuously when defending this insurance, insurant because of disease hospitalization, await period for 3 months; Add is protected or await period.
Reciprocity is waited for period inside or the hospitalization before guarantee slip become effective, our company are not lost pay insurance gold duty. To insurance period inside happen and the hospitalization inside a month after continueing to contract maturity, our company are lost pay insurance gold duty.
Inside insurance liability period of efficacy, our company assume following insurance responsibility:
One, insurant transplants because of be not an organ and be in hospital, inside each charge limitation, to every time be in hospital is in formulary limits (be sure to set with local medical health at public expenses or social medical health) inside of actual expenses reasonable and cost of necessary bed cost, expenses for medical, cure, nurse cost, examination cost, special inspection treats cost, ambulance during cost, operation expenses and be in hospital, pay by our company 80% .
If insurant applies inside guarantee slip year the watch lists choose period operation 3 times, our company with respect to its each afore-mentioned charge of actual expenses are pressed 50% to pay. But if insurant is successive,add is protected full 3 years, begin from the 4th year, what insurant undertakes the operation happens expressing 3 kinds is reasonable and afore-mentioned essential charge, our company according to actual expenses 80% to pay.
2, insurant transplants because of the organ and be in hospital, inside each charge limitation, to every time during the cost amount of be in hospital and be in hospital around transplanting of organ of each 30 days of internal cause and this second is identical the outpatient service cost that produces consequently formerly, pay by our company 80% .
Integrated item

Product characteristic 1. Safeguard, reflect insurance function: Include an organ the insurance liability of operation of gold of insurance of operation of transplanting of organ of medical health of transplanting be in hospital, blame, choose period;
2. can serve as advocate cast alone nearly protect, safeguard class is much: This danger is planted amount to 4 safeguard class, satisfied the client need of disparate arrangement of ideas;
3. safeguard high insurance cost is low: Highest grade insurance amount each year can amount to one hundred and fifty-one thousand six hundred and fifty yuan, the cheapest insurance amount each year can amount to forty-two thousand two hundred and thirty yuan. A 10-19 year old insurant lowest archives requires insurance cost every year only 123 yuan, if cast,protect highest grade also need 333 yuan every year only;
4. charge submits an expense account model, social security replaces model safe: Can be being satisfied basically is to did not buy charge medical health to be sure (contain medical health at public expenses and labor insurance medical health) individual;
5. family insurance: Cast protect handy, policy-holder needs to fill in only a piece of insurance application, can make a family medium any or many members are cast as insurant protect this danger to plant.