Letter sincere " Bao Kang " little medical health is sure to plan

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Letter sincere " Bao Kang " little medical health is sure to plan

Product characteristic

A plan, comprehensive safeguard

This plan is offerred little the multiple safeguard interest such as compensation of charge of medical health of allowance of accident harm, accident medical health, be in hospital, operation allowance, be in hospital, contented adolescent this low safeguard is specific the demand of the crowd.

Weigh disease safeguard, puissant support

Ad hoc 23 kinds little major disease safeguard, support you and child to spend difficulty in all.

Insurance cost exempt, considerate and close

Be like you (policy-holder) because harm an accident to bring about die or deformity accidentally, we make exempt the insurance premium of portion guarantee slip.

Safeguard plans detailed content

Cast keep the age: 30 days - 17 one full year of life

Safeguard period / capture expends period: A year period, do not make sure add is protected, the longest but add is protected to insurant the day of guarantee slip anniversary of correspondence of 22 one full year of life.

Case appears

Mr Li, him side is firm full the son Xiaoming of 5 one full year of life (did not attend social medical health to be sure) bought a letter sincere " Bao Kang " little medical health is sure to plan.

(1) after 3 months, xiaoming falls not carefully ham falls, expenditure outpatient service examines cost 350 yuan.

(2) after 6 months, xiaoming catchs a cold, cough a week, the doctor is diagnosed for bronchopneumonia, be in hospital 5 days, among them this second disease produces before be in hospital 7 days of internal cause outpatient service expenses totals 150 yuan, expenses of medical health of be in hospital totals 1, 800 yuan (each charge is dividing a) inside limits.

(3) after 11 months, xiaoming arm is inadvertent by cut, undertake clear starting suture operation in outpatient service, hair greener art (operation grade is 1 class) with altogether of outpatient service charge 400 yuan.

The cost that above place produces all is actual expenses, reasonable and charge of essential primary medical health.

Xiaoming will obtain the following compensate to pay:

(4) Mr Li defended this insurance plan in add of year of the 2nd guarantee slip. The 1st month after add is protected, mr Li brings about deformity because of accident traffic accident (accord with the clausal definition about deformity) . After we receive the written application about exempt insurance premium, will begin exempt plum gentleman to answer from next first phase the insurance premium that capture pays.

(5) in year of the 5th guarantee slip, because Xiaoming suffers from serious gastroenteritis (accord with the clausal definition about serious gastroenteritis) be admitted to hospital cure, the Xiaoming after 30 days resumed the operation gradually healthy. Right now, xiaoming will obtain allowance of compensation of charge of medical health of be in hospital, be in hospital and operation allowance not only, what still will obtain insurance contract to agree is little gold of major disease insurance.